Clear, transparent terms. Fair rates.
    No prepayment penalties.
    Low monthly payments

    Pay Over Time

    Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

    calendar icon

    Affordable Monthly Plans

    Buy now and pay for your purchase over time at competitive interest rates.

    payment icon

    No Prepayment Penalties

    Pay for your purchase with monthly payments and prepay at any time without penalty.

    calendar icon

    Easy Application

    Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

    Check your rate in seconds
    without leaving our site

    Low monthly payments
    Questions? Visit Bread Pay™ help center.